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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,493 | $100,970+49.0% | $96,576+55.8% | $137,256+9.6% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 20.25% | 38.16%-17.9pp | 38.47%-18.2pp | 220.34%-200.1pp |
| Employer contribution / active EE | $21,679 | $3,809+469.1% | $3,553+510.1% | $4,156+421.6% |
| Participant deferral / active EE | $9,266 | $8,286+11.8% | $7,956+16.5% | $6,407+44.6% |
| Admin fee / account holder | $1,651 | $11,312-85.4% | $11,381-85.5% | $12,270-86.5% |