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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,985 | $108,942+6.5% | $100,415+15.5% | $145,897-20.5% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 15.48% | 58.27%-42.8pp | 49.47%-34.0pp | 552.29%-536.8pp |
| Employer contribution / active EE | $18,445 | $4,422+317.1% | $3,943+367.8% | $4,663+295.6% |
| Participant deferral / active EE | $10,112 | $8,461+19.5% | $8,091+25.0% | $6,689+51.2% |
| Admin fee / account holder | $1,417 | $9,702-85.4% | $7,906-82.1% | $13,390-89.4% |