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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,007 | $107,666-92.6% | $102,184-92.2% | $154,746-94.8% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 21.45% | 29.33%-7.9pp | 31.58%-10.1pp | 172.34%-150.9pp |
| Employer contribution / active EE | $6,065 | $3,846+57.7% | $3,594+68.8% | $4,379+38.5% |
| Participant deferral / active EE | $12,277 | $8,719+40.8% | $8,309+47.8% | $6,730+82.4% |
| Admin fee / account holder | $25,897 | $12,943+100.1% | $11,609+123.1% | $14,365+80.3% |