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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,007 | $100,970-92.1% | $96,576-91.7% | $137,256-94.2% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 21.45% | 38.16%-16.7pp | 38.47%-17.0pp | 220.34%-198.9pp |
| Employer contribution / active EE | $6,065 | $3,809+59.2% | $3,553+70.7% | $4,156+45.9% |
| Participant deferral / active EE | $12,277 | $8,286+48.2% | $7,956+54.3% | $6,407+91.6% |
| Admin fee / account holder | $25,897 | $11,312+128.9% | $11,381+127.5% | $12,270+111.1% |