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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $489,372 | $125,778+289.1% | $114,563+327.2% | $154,746+216.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.9%+27.1pp | 80.7%+19.3pp |
| Annual return | 19.37% | 295.14%-275.8pp | 241.09%-221.7pp | 172.34%-153.0pp |
| Employer contribution / active EE | $11,945 | $2,806+325.7% | $2,592+360.8% | $4,379+172.8% |
| Participant deferral / active EE | $31,000 | $4,445+597.5% | $4,142+648.4% | $6,730+360.6% |
| Admin fee / account holder | $464 | $8,190-94.3% | $7,623-93.9% | $14,365-96.8% |