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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,480 | $108,911-85.8% | $100,392-84.6% | $145,884-89.4% |
| Participation rate | 95.7% | 83.0%+12.7pp | 81.5%+14.1pp | 80.3%+15.3pp |
| Annual return | 12.24% | 58.23%-46.0pp | 49.45%-37.2pp | 551.85%-539.6pp |
| Employer contribution / active EE | $3,232 | $4,420-26.9% | $3,941-18.0% | $4,662-30.7% |
| Participant deferral / active EE | $5,699 | $8,459-32.6% | $8,090-29.5% | $6,690-14.8% |
| Admin fee / account holder | $5,263 | $9,698-45.7% | $7,904-33.4% | $13,392-60.7% |