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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,901 | $108,911-68.0% | $100,392-65.2% | $145,884-76.1% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 125.38% | 58.23%+67.1pp | 49.45%+75.9pp | 551.85%-426.5pp |
| Employer contribution / active EE | $6,320 | $4,420+43.0% | $3,941+60.3% | $4,662+35.6% |
| Participant deferral / active EE | $8,451 | $8,459-0.1% | $8,090+4.5% | $6,690+26.3% |
| Admin fee / account holder | $1,058 | $9,698-89.1% | $7,904-86.6% | $13,392-92.1% |