Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,279 | $45,343-72.9% | $150,298-91.8% | $67,986-81.9% |
| Participation rate | 29.9% | 51.9%-22.0pp | 77.8%-47.9pp | 57.2%-27.3pp |
| Annual return | 16.39% | 33.28%-16.9pp | 62.79%-46.4pp | 31.67%-15.3pp |
| Employer contribution / active EE | $197 | $1,462-86.6% | $4,154-95.3% | $2,019-90.3% |
| Participant deferral / active EE | $1,496 | $2,055-27.2% | $5,453-72.6% | $3,358-55.4% |
| Admin fee / account holder | $412 | $2,250-81.7% | $14,116-97.1% | $3,203-87.1% |