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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,164 | $211,224-90.0% | $178,505-88.1% | $145,897-85.5% |
| Participation rate | 56.3% | 80.8%-24.6pp | 77.1%-20.9pp | 80.3%-24.1pp |
| Annual return | 22.85% | 30.28%-7.4pp | 27.16%-4.3pp | 552.29%-529.4pp |
| Employer contribution / active EE | $3,929 | $4,577-14.1% | $3,955-0.7% | $4,663-15.7% |
| Participant deferral / active EE | $6,536 | $6,966-6.2% | $6,280+4.1% | $6,689-2.3% |
| Admin fee / account holder | $3,000 | $12,109-75.2% | $10,428-71.2% | $13,390-77.6% |