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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,164 | $210,698-90.0% | $178,014-88.1% | $145,959-85.5% |
| Participation rate | 56.3% | 80.8%-24.5pp | 77.1%-20.8pp | 80.3%-24.0pp |
| Annual return | 22.85% | 386.27%-363.4pp | 294.80%-272.0pp | 561.95%-539.1pp |
| Employer contribution / active EE | $3,929 | $4,567-14.0% | $3,950-0.5% | $4,661-15.7% |
| Participant deferral / active EE | $6,536 | $6,958-6.1% | $6,276+4.1% | $6,689-2.3% |
| Admin fee / account holder | $3,000 | $12,016-75.0% | $10,362-71.0% | $13,398-77.6% |