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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,264 | $58,627-53.5% | $76,735-64.5% | $82,448-66.9% |
| Participation rate | 98.9% | 63.2%+35.6pp | 69.5%+29.4pp | 68.1%+30.8pp |
| Annual return | 28.36% | 39.10%-10.7pp | 29.77%-1.4pp | 41.64%-13.3pp |
| Employer contribution / active EE | $123 | $1,729-92.9% | $2,454-95.0% | $2,551-95.2% |
| Participant deferral / active EE | $14,402 | $3,134+359.6% | $4,088+252.3% | $4,139+247.9% |
| Admin fee / account holder | $3,699 | $5,323-30.5% | $7,189-48.5% | $7,234-48.9% |