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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,932 | $201,370+5.7% | $184,256+15.6% | $145,897+45.9% |
| Participation rate | 94.7% | 87.5%+7.2pp | 86.8%+7.9pp | 80.3%+14.4pp |
| Annual return | 15.75% | 29.05%-13.3pp | 28.85%-13.1pp | 552.29%-536.5pp |
| Employer contribution / active EE | $8,063 | $7,024+14.8% | $6,427+25.4% | $4,663+72.9% |
| Participant deferral / active EE | $19,830 | $9,808+102.2% | $9,133+117.1% | $6,689+196.4% |
| Admin fee / account holder | $1,836 | $16,364-88.8% | $13,899-86.8% | $13,390-86.3% |