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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,361 | $104,650-90.1% | $83,854-87.6% | $155,188-93.3% |
| Participation rate | 21.1% | 65.1%-44.0pp | 59.1%-38.1pp | 80.8%-59.8pp |
| Annual return | 13.73% | 28.97%-15.2pp | 31.39%-17.7pp | 148.84%-135.1pp |
| Employer contribution / active EE | $180 | $1,196-84.9% | $1,017-82.3% | $4,248-95.8% |
| Participant deferral / active EE | $725 | $2,367-69.4% | $2,035-64.4% | $6,531-88.9% |
| Admin fee / account holder | $4,102 | $3,518+16.6% | $3,197+28.3% | $14,480-71.7% |