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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,361 | $69,118-85.0% | $53,647-80.7% | $138,895-92.5% |
| Participation rate | 21.1% | 64.0%-42.9pp | 56.3%-35.2pp | 79.9%-58.9pp |
| Annual return | 13.73% | 248.26%-234.5pp | 358.33%-344.6pp | 145.39%-131.7pp |
| Employer contribution / active EE | $180 | $1,189-84.8% | $962-81.2% | $4,194-95.7% |
| Participant deferral / active EE | $725 | $2,274-68.1% | $1,813-60.0% | $6,396-88.7% |
| Admin fee / account holder | $4,102 | $2,724+50.6% | $2,460+66.7% | $12,562-67.4% |