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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,900 | $112,729-73.5% | $98,716-69.7% | $137,256-78.2% |
| Participation rate | 87.5% | 74.2%+13.3pp | 69.3%+18.2pp | 80.0%+7.5pp |
| Annual return | 22.33% | 38.48%-16.2pp | 31.81%-9.5pp | 220.34%-198.0pp |
| Employer contribution / active EE | $1,665 | $2,725-38.9% | $2,279-26.9% | $4,156-59.9% |
| Participant deferral / active EE | $7,463 | $4,640+60.8% | $4,048+84.4% | $6,407+16.5% |
| Admin fee / account holder | $384 | $10,129-96.2% | $8,703-95.6% | $12,270-96.9% |