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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,311 | $95,404+33.4% | $113,397+12.3% | $82,637+54.1% |
| Participation rate | 79.5% | 72.8%+6.7pp | 76.5%+3.0pp | 68.1%+11.5pp |
| Annual return | 19.51% | 19.08%+0.4pp | 23.20%-3.7pp | 53.51%-34.0pp |
| Employer contribution / active EE | $3,674 | $2,307+59.3% | $2,977+23.4% | $2,552+44.0% |
| Participant deferral / active EE | $9,002 | $4,220+113.3% | $5,076+77.3% | $4,126+118.2% |
| Admin fee / account holder | $346 | $9,168-96.2% | $11,957-97.1% | $7,339-95.3% |