Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 5-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,733 | $23,330-79.7% | $64,489-92.7% | $82,448-94.3% |
| Participation rate | 58.1% | 68.3%-10.2pp | 67.7%-9.6pp | 68.1%-10.0pp |
| Annual return | 16.32% | 83.66%-67.3pp | 55.03%-38.7pp | 41.64%-25.3pp |
| Employer contribution / active EE | $508 | $824-38.4% | $1,523-66.6% | $2,551-80.1% |
| Participant deferral / active EE | $955 | $1,707-44.1% | $2,778-65.6% | $4,139-76.9% |
| Admin fee / account holder | $1,193 | $2,946-59.5% | $4,260-72.0% | $7,234-83.5% |