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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,477 | $185,312-40.9% | $161,489-32.2% | $154,746-29.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 19.56% | 103.84%-84.3pp | 89.72%-70.2pp | 172.34%-152.8pp |
| Employer contribution / active EE | $9,557 | $4,769+100.4% | $4,268+123.9% | $4,379+118.2% |
| Participant deferral / active EE | $8,601 | $6,350+35.5% | $5,630+52.8% | $6,730+27.8% |
| Admin fee / account holder | $7,135 | $18,654-61.8% | $16,006-55.4% | $14,365-50.3% |