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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,082 | $76,522-73.8% | $56,033-64.2% | $145,884-86.2% |
| Participation rate | 71.4% | 63.2%+8.2pp | 52.5%+18.9pp | 80.3%-8.9pp |
| Annual return | 23.20% | 3014.28%-2991.1pp | 1711.38%-1688.2pp | 551.85%-528.7pp |
| Employer contribution / active EE | $623 | $1,382-54.9% | $1,041-40.1% | $4,662-86.6% |
| Participant deferral / active EE | $4,204 | $2,624+60.2% | $1,954+115.2% | $6,690-37.2% |
| Admin fee / account holder | $5,474 | $3,328+64.5% | $2,827+93.6% | $13,392-59.1% |