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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,026 | $36,948-37.7% | $73,658-68.7% | $87,485-73.7% |
| Participation rate | 76.0% | 46.8%+29.2pp | 57.0%+19.0pp | 68.9%+7.1pp |
| Annual return | 13.55% | 28.64%-15.1pp | 29.72%-16.2pp | 26.06%-12.5pp |
| Employer contribution / active EE | $171 | $670-74.5% | $1,032-83.5% | $2,596-93.4% |
| Participant deferral / active EE | $2,348 | $1,379+70.3% | $2,062+13.9% | $4,274-45.1% |
| Admin fee / account holder | $5,783 | $2,531+128.5% | $3,357+72.3% | $7,775-25.6% |