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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,109 | $50,554+42.6% | $67,681+6.5% | $87,485-17.6% |
| Participation rate | 100.0% | 67.7%+32.3pp | 73.7%+26.3pp | 68.9%+31.1pp |
| Annual return | 19.84% | 17.81%+2.0pp | 590.58%-570.7pp | 26.06%-6.2pp |
| Employer contribution / active EE | $10,444 | $1,988+425.2% | $2,678+289.9% | $2,596+302.3% |
| Participant deferral / active EE | $3,473 | $2,961+17.3% | $3,976-12.7% | $4,274-18.7% |
| Admin fee / account holder | $1,169 | $4,132-71.7% | $6,100-80.8% | $7,775-85.0% |