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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,109 | $47,479+51.9% | $62,929+14.6% | $82,448-12.5% |
| Participation rate | 100.0% | 66.9%+33.1pp | 73.1%+26.9pp | 68.1%+31.9pp |
| Annual return | 19.84% | 20.34%-0.5pp | 1063.93%-1044.1pp | 41.64%-21.8pp |
| Employer contribution / active EE | $10,444 | $1,885+453.9% | $2,505+317.0% | $2,551+309.4% |
| Participant deferral / active EE | $3,473 | $2,870+21.0% | $3,888-10.7% | $4,139-16.1% |
| Admin fee / account holder | $1,169 | $3,804-69.3% | $5,065-76.9% | $7,234-83.8% |