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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,871 | $160,028-52.0% | $147,080-47.7% | $145,884-47.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 15.78% | 98.60%-82.8pp | 420.17%-404.4pp | 551.85%-536.1pp |
| Employer contribution / active EE | $8,302 | $5,286+57.1% | $4,933+68.3% | $4,662+78.1% |
| Participant deferral / active EE | $25,970 | $8,422+208.4% | $8,066+222.0% | $6,690+288.2% |
| Admin fee / account holder | $17,708 | $15,030+17.8% | $12,989+36.3% | $13,392+32.2% |