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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,277 | $183,516-65.5% | $155,534-59.3% | $145,884-56.6% |
| Participation rate | 33.3% | 82.7%-49.4pp | 78.2%-44.9pp | 80.3%-47.0pp |
| Annual return | 14.45% | 61.43%-47.0pp | 64.92%-50.5pp | 551.85%-537.4pp |
| Employer contribution / active EE | $1,302 | $5,315-75.5% | $4,675-72.2% | $4,662-72.1% |
| Participant deferral / active EE | $3,064 | $6,467-52.6% | $5,630-45.6% | $6,690-54.2% |
| Admin fee / account holder | $4,527 | $19,293-76.5% | $15,900-71.5% | $13,392-66.2% |