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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,314 | $174,379-75.2% | $152,093-71.5% | $138,895-68.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 19.71% | 74.86%-55.2pp | 66.36%-46.7pp | 145.39%-125.7pp |
| Employer contribution / active EE | $1,082 | $4,652-76.7% | $4,175-74.1% | $4,194-74.2% |
| Participant deferral / active EE | $3,442 | $6,159-44.1% | $5,451-36.9% | $6,396-46.2% |
| Admin fee / account holder | $2,207 | $16,880-86.9% | $14,497-84.8% | $12,562-82.4% |