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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,400 | $160,070-21.0% | $147,117-14.1% | $145,897-13.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.77% | 98.69%-83.9pp | 420.54%-405.8pp | 552.29%-537.5pp |
| Employer contribution / active EE | $15,417 | $5,285+191.7% | $4,932+212.6% | $4,663+230.7% |
| Participant deferral / active EE | $15,273 | $8,419+81.4% | $8,065+89.4% | $6,689+128.3% |
| Admin fee / account holder | $8,350 | $15,035-44.5% | $12,993-35.7% | $13,390-37.6% |