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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,994 | $154,228-16.4% | $145,433-11.3% | $137,256-6.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.21% | 74.59%-56.4pp | 66.58%-48.4pp | 220.34%-202.1pp |
| Employer contribution / active EE | $13,860 | $4,804+188.5% | $4,554+204.3% | $4,156+233.5% |
| Participant deferral / active EE | $17,319 | $8,216+110.8% | $7,897+119.3% | $6,407+170.3% |
| Admin fee / account holder | $674 | $14,344-95.3% | $13,129-94.9% | $12,270-94.5% |