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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,161 | $183,539-77.0% | $155,556-72.9% | $145,897-71.1% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 9.41% | 61.31%-51.9pp | 64.84%-55.4pp | 552.29%-542.9pp |
| Employer contribution / active EE | $4,243 | $5,315-20.2% | $4,675-9.3% | $4,663-9.0% |
| Participant deferral / active EE | $7,878 | $6,467+21.8% | $5,631+39.9% | $6,689+17.8% |
| Admin fee / account holder | $5,884 | $19,275-69.5% | $15,885-63.0% | $13,390-56.1% |