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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,505 | $166,242-49.2% | $165,071-48.8% | $145,884-42.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.79% | 100.44%-84.7pp | 70.17%-54.4pp | 551.85%-536.1pp |
| Employer contribution / active EE | $25,846 | $5,283+389.2% | $4,347+494.5% | $4,662+454.4% |
| Participant deferral / active EE | $8,540 | $6,964+22.6% | $6,035+41.5% | $6,690+27.7% |
| Admin fee / account holder | $2,538 | $16,658-84.8% | $12,695-80.0% | $13,392-81.0% |