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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,726 | $159,978-88.3% | $147,041-87.3% | $145,978-87.2% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 8.80% | 98.36%-89.6pp | 419.21%-410.4pp | 550.52%-541.7pp |
| Employer contribution / active EE | $0 | $5,288-100.0% | $4,935-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $3,826 | $8,429-54.6% | $8,071-52.6% | $6,690-42.8% |
| Admin fee / account holder | $8,208 | $15,053-45.5% | $13,006-36.9% | $13,400-38.7% |