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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,331 | $81,276+242.5% | $155,574+78.9% | $80,925+243.9% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 13.08% | 33.36%-20.3pp | 64.87%-51.8pp | 35.65%-22.6pp |
| Employer contribution / active EE | $8,820 | $3,103+184.2% | $4,676+88.6% | $2,756+220.0% |
| Participant deferral / active EE | $5,593 | $3,453+62.0% | $5,629-0.6% | $4,299+30.1% |
| Admin fee / account holder | $18,983 | $7,993+137.5% | $15,914+19.3% | $6,940+173.5% |