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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,331 | $81,331+242.2% | $155,534+79.0% | $80,935+243.9% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 13.08% | 33.37%-20.3pp | 64.92%-51.8pp | 35.66%-22.6pp |
| Employer contribution / active EE | $8,820 | $3,105+184.1% | $4,675+88.7% | $2,757+220.0% |
| Participant deferral / active EE | $5,593 | $3,454+61.9% | $5,630-0.7% | $4,299+30.1% |
| Admin fee / account holder | $18,983 | $7,999+137.3% | $15,900+19.4% | $6,924+174.2% |