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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,836 | $63,703+11.2% | $93,063-23.9% | $82,448-14.1% |
| Participation rate | 14.0% | 63.8%-49.9pp | 72.1%-58.2pp | 68.1%-54.1pp |
| Annual return | 21.29% | -775.43%+796.7pp | 34.15%-12.9pp | 41.64%-20.4pp |
| Employer contribution / active EE | $513 | $1,729-70.3% | $2,476-79.3% | $2,551-79.9% |
| Participant deferral / active EE | $1,766 | $2,919-39.5% | $3,958-55.4% | $4,139-57.3% |
| Admin fee / account holder | $11,080 | $5,982+85.2% | $6,033+83.6% | $7,234+53.2% |