Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,827 | $73,532-59.4% | $178,505-83.3% | $74,478-60.0% |
| Participation rate | 41.1% | 66.6%-25.4pp | 77.1%-36.0pp | 67.2%-26.1pp |
| Annual return | 26.98% | 17.49%+9.5pp | 27.16%-0.2pp | 1370.56%-1343.6pp |
| Employer contribution / active EE | $1,194 | $2,221-46.2% | $3,955-69.8% | $2,626-54.5% |
| Participant deferral / active EE | $1,804 | $4,519-60.1% | $6,280-71.3% | $4,350-58.5% |
| Admin fee / account holder | $4,300 | $1,813+137.2% | $10,428-58.8% | $1,946+121.0% |