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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.2 years Filed as: WELLS FARGO ADVISORS FIN NETWORK LL Service code 27 1 NORTH JEFFERSON AVE · SAINT LOUIS, MO 63103 | Advisory (Plan) | $45,000 |
Filed as: SCHAFFNER, KNIGHT, MINNAUGH& COMPAN Service code 10 1545 W 38TH ST · ERIE, PA 16508 | Accounting | $14,900 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $13,281 |
Service code 13 101 BRADFORD RD STE 200 · WEXFORD, PA 15090 | Contract Administrator | $6,887 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $2,431 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $336,259 | $79,169+324.7% | $100,415+234.9% | $74,478+351.5% |
| Participation rate | 98.1% | 79.4%+18.7pp | 81.5%+16.6pp | 67.2%+30.9pp |
| Annual return | 13.29% | 20.51%-7.2pp | 49.47%-36.2pp | 1370.56%-1357.3pp |
| Employer contribution / active EE | $6,354 | $3,017+110.6% | $3,943+61.1% | $2,626+141.9% |
| Participant deferral / active EE | $12,274 | $7,751+58.4% | $8,091+51.7% | $4,350+182.1% |
| Admin fee / account holder | $625 | $1,337-53.3% | $7,906-92.1% | $1,946-67.9% |