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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,227 | $58,258-10.4% | $81,820-36.2% | $80,925-35.5% |
| Participation rate | 69.4% | 63.5%+6.0pp | 72.4%-2.9pp | 67.7%+1.8pp |
| Annual return | 17.23% | 41.76%-24.5pp | 777.93%-760.7pp | 35.65%-18.4pp |
| Employer contribution / active EE | $1,293 | $2,345-44.9% | $2,915-55.6% | $2,756-53.1% |
| Participant deferral / active EE | $5,268 | $3,284+60.4% | $4,323+21.9% | $4,299+22.6% |
| Admin fee / account holder | $5,808 | $4,976+16.7% | $7,391-21.4% | $6,940-16.3% |