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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,385 | $172,111+21.1% | $150,298+38.6% | $137,256+51.8% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 14.27% | 69.37%-55.1pp | 62.79%-48.5pp | 220.34%-206.1pp |
| Employer contribution / active EE | $2,371 | $4,636-48.9% | $4,154-42.9% | $4,156-42.9% |
| Participant deferral / active EE | $6,821 | $6,166+10.6% | $5,453+25.1% | $6,407+6.5% |
| Admin fee / account holder | $10,571 | $16,471-35.8% | $14,116-25.1% | $12,270-13.8% |