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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,239 | $162,136+89.5% | $152,301+101.7% | $154,746+98.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 16.54% | 91.02%-74.5pp | 80.50%-64.0pp | 172.34%-155.8pp |
| Employer contribution / active EE | $7,077 | $4,890+44.7% | $4,624+53.0% | $4,379+61.6% |
| Participant deferral / active EE | $11,989 | $8,341+43.7% | $8,004+49.8% | $6,730+78.1% |
| Admin fee / account holder | $1,337 | $15,759-91.5% | $14,398-90.7% | $14,365-90.7% |