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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,180 | $160,070-33.7% | $147,117-27.8% | $145,897-27.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.94% | 98.69%-86.7pp | 420.54%-408.6pp | 552.29%-540.4pp |
| Employer contribution / active EE | $3,997 | $5,285-24.4% | $4,932-19.0% | $4,663-14.3% |
| Participant deferral / active EE | $11,486 | $8,419+36.4% | $8,065+42.4% | $6,689+71.7% |
| Admin fee / account holder | $8,668 | $15,035-42.4% | $12,993-33.3% | $13,390-35.3% |