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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $489,778 | $161,352+203.5% | $134,172+265.0% | $137,256+256.8% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.5%+27.5pp | 80.0%+20.0pp |
| Annual return | 15.88% | 28.72%-12.8pp | 25.30%-9.4pp | 220.34%-204.5pp |
| Employer contribution / active EE | $21,219 | $4,099+417.7% | $3,420+520.5% | $4,156+410.6% |
| Participant deferral / active EE | $4,950 | $5,552-10.8% | $4,690+5.5% | $6,407-22.7% |
| Admin fee / account holder | $48,996 | $15,028+226.0% | $12,016+307.8% | $12,270+299.3% |