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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 35-0145825 | Recordkeeping | $15,885 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,811 | $30,385-74.3% | $56,054-86.1% | $74,400-89.5% |
| Participation rate | 65.4% | 32.9%+32.6pp | 52.5%+13.0pp | 67.2%-1.8pp |
| Annual return | 14.81% | 24.92%-10.1pp | 1705.95%-1691.1pp | 1367.51%-1352.7pp |
| Employer contribution / active EE | $655 | $609+7.7% | $1,039-36.9% | $2,624-75.0% |
| Participant deferral / active EE | $1,403 | $1,174+19.6% | $1,952-28.1% | $4,348-67.7% |
| Admin fee / account holder | $40 | $2,361-98.3% | $2,822-98.6% | $1,944-97.9% |