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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,861 | $78,690+235.3% | $161,489+63.4% | $87,485+201.6% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 16.43% | 32.74%-16.3pp | 89.72%-73.3pp | 26.06%-9.6pp |
| Employer contribution / active EE | $13,102 | $2,588+406.2% | $4,268+207.0% | $2,596+404.7% |
| Participant deferral / active EE | $8,888 | $3,311+168.5% | $5,630+57.9% | $4,274+108.0% |
| Admin fee / account holder | $1,436 | $6,724-78.6% | $16,006-91.0% | $7,775-81.5% |