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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,197 | $111,535-16.4% | $105,223-11.4% | $137,256-32.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 8.33% | 237.85%-229.5pp | 180.65%-172.3pp | 220.34%-212.0pp |
| Employer contribution / active EE | $4,211 | $3,939+6.9% | $3,689+14.2% | $4,156+1.3% |
| Participant deferral / active EE | $3,976 | $5,500-27.7% | $5,072-21.6% | $6,407-37.9% |
| Admin fee / account holder | $2,213 | $9,721-77.2% | $8,859-75.0% | $12,270-82.0% |