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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,644 | $78,690+26.6% | $161,489-38.3% | $87,485+13.9% |
| Participation rate | 16.3% | 67.5%-51.1pp | 78.7%-62.4pp | 68.9%-52.6pp |
| Annual return | 15.89% | 32.74%-16.9pp | 89.72%-73.8pp | 26.06%-10.2pp |
| Employer contribution / active EE | $584 | $2,588-77.4% | $4,268-86.3% | $2,596-77.5% |
| Participant deferral / active EE | $976 | $3,311-70.5% | $5,630-82.7% | $4,274-77.2% |
| Admin fee / account holder | $830 | $6,724-87.7% | $16,006-94.8% | $7,775-89.3% |