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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,875 | $110,337-6.8% | $102,383+0.5% | $145,877-29.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.84% | 24.83%-12.0pp | 24.94%-12.1pp | 551.28%-538.4pp |
| Employer contribution / active EE | $6,914 | $4,216+64.0% | $3,870+78.7% | $4,663+48.3% |
| Participant deferral / active EE | $8,584 | $5,621+52.7% | $5,060+69.7% | $6,691+28.3% |
| Admin fee / account holder | $5,576 | $9,750-42.8% | $8,391-33.5% | $13,402-58.4% |