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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,182 | $183,592-46.0% | $155,574-36.2% | $145,877-32.0% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 14.05% | 61.37%-47.3pp | 64.87%-50.8pp | 551.28%-537.2pp |
| Employer contribution / active EE | $4,110 | $5,317-22.7% | $4,676-12.1% | $4,663-11.9% |
| Participant deferral / active EE | $6,154 | $6,466-4.8% | $5,629+9.3% | $6,691-8.0% |
| Admin fee / account holder | $367 | $19,316-98.1% | $15,914-97.7% | $13,402-97.3% |