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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,182 | $183,539-46.0% | $155,556-36.2% | $145,897-32.0% |
| Participation rate | 71.4% | 82.7%-11.3pp | 78.2%-6.8pp | 80.3%-8.9pp |
| Annual return | 14.05% | 61.31%-47.3pp | 64.84%-50.8pp | 552.29%-538.2pp |
| Employer contribution / active EE | $4,110 | $5,315-22.7% | $4,675-12.1% | $4,663-11.8% |
| Participant deferral / active EE | $6,154 | $6,467-4.8% | $5,631+9.3% | $6,689-8.0% |
| Admin fee / account holder | $367 | $19,275-98.1% | $15,885-97.7% | $13,390-97.3% |