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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,152 | $106,974+40.4% | $90,796+65.4% | $138,895+8.1% |
| Participation rate | 57.1% | 74.9%-17.7pp | 69.5%-12.3pp | 79.9%-22.8pp |
| Annual return | 14.01% | 20.10%-6.1pp | 19.29%-5.3pp | 145.39%-131.4pp |
| Employer contribution / active EE | $1,221 | $2,609-53.2% | $2,294-46.8% | $4,194-70.9% |
| Participant deferral / active EE | $7,224 | $4,455+62.2% | $3,822+89.0% | $6,396+12.9% |
| Admin fee / account holder | $6,336 | $8,626-26.6% | $7,024-9.8% | $12,562-49.6% |