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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,152 | $99,380+51.1% | $90,312+66.3% | $155,188-3.2% |
| Participation rate | 57.1% | 77.3%-20.2pp | 72.9%-15.8pp | 80.8%-23.7pp |
| Annual return | 14.01% | 19.35%-5.3pp | 18.90%-4.9pp | 148.84%-134.8pp |
| Employer contribution / active EE | $1,221 | $2,390-48.9% | $2,243-45.6% | $4,248-71.3% |
| Participant deferral / active EE | $7,224 | $4,212+71.5% | $3,749+92.7% | $6,531+10.6% |
| Admin fee / account holder | $6,336 | $9,766-35.1% | $8,248-23.2% | $14,480-56.2% |