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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,538 | $183,539-16.3% | $155,556-1.3% | $145,897+5.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.98% | 61.31%-46.3pp | 64.84%-49.9pp | 552.29%-537.3pp |
| Employer contribution / active EE | $10,921 | $5,315+105.5% | $4,675+133.6% | $4,663+134.2% |
| Participant deferral / active EE | $7,292 | $6,467+12.8% | $5,631+29.5% | $6,689+9.0% |
| Admin fee / account holder | $8,941 | $19,275-53.6% | $15,885-43.7% | $13,390-33.2% |