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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,681 | $99,921-51.3% | $85,009-42.7% | $145,959-66.6% |
| Participation rate | 56.5% | 74.1%-17.6pp | 67.5%-11.0pp | 80.3%-23.8pp |
| Annual return | 20.07% | 83.89%-63.8pp | 66.47%-46.4pp | 561.95%-541.9pp |
| Employer contribution / active EE | $1,473 | $3,233-54.4% | $2,728-46.0% | $4,661-68.4% |
| Participant deferral / active EE | $2,388 | $5,293-54.9% | $4,522-47.2% | $6,689-64.3% |
| Admin fee / account holder | $1,309 | $7,252-81.9% | $6,153-78.7% | $13,398-90.2% |