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| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $15,877 |
STRATEGIC ADVISORS, INC.6 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $5,818 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,151 | $89,225-34.8% | $133,698-56.5% | $74,478-21.9% |
| Participation rate | 89.1% | 69.4%+19.7pp | 76.4%+12.7pp | 67.2%+21.9pp |
| Annual return | 13.58% | 22.76%-9.2pp | 580.90%-567.3pp | 1370.56%-1357.0pp |
| Employer contribution / active EE | $898 | $2,816-68.1% | $4,218-78.7% | $2,626-65.8% |
| Participant deferral / active EE | $4,046 | $4,597-12.0% | $7,016-42.3% | $4,350-7.0% |
| Admin fee / account holder | $127 | $1,545-91.8% | $6,703-98.1% | $1,946-93.5% |