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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,835 | $106,749+329.8% | $145,433+215.5% | $82,448+456.5% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 14.72% | 27.59%-12.9pp | 66.58%-51.9pp | 41.64%-26.9pp |
| Employer contribution / active EE | $21,604 | $3,444+527.2% | $4,554+374.3% | $2,551+746.9% |
| Participant deferral / active EE | $15,260 | $6,519+134.1% | $7,897+93.2% | $4,139+268.7% |
| Admin fee / account holder | $16,909 | $8,390+101.5% | $13,129+28.8% | $7,234+133.7% |