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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $400,081 | $102,429+290.6% | $147,096+172.0% | $80,925+394.4% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 10.33% | 135.02%-124.7pp | 419.75%-409.4pp | 35.65%-25.3pp |
| Employer contribution / active EE | $21,061 | $3,716+466.8% | $4,936+326.7% | $2,756+664.1% |
| Participant deferral / active EE | $14,018 | $6,649+110.8% | $8,071+73.7% | $4,299+226.1% |
| Admin fee / account holder | $33,763 | $7,957+324.3% | $13,005+159.6% | $6,940+386.5% |