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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,417 | $99,053+15.5% | $88,179+29.8% | $138,895-17.6% |
| Participation rate | 88.2% | 74.2%+14.0pp | 69.1%+19.1pp | 79.9%+8.3pp |
| Annual return | 18.23% | 78.17%-59.9pp | 64.97%-46.7pp | 145.39%-127.2pp |
| Employer contribution / active EE | $287 | $2,882-90.0% | $2,549-88.7% | $4,194-93.1% |
| Participant deferral / active EE | $3,624 | $5,225-30.6% | $4,614-21.4% | $6,396-43.3% |
| Admin fee / account holder | $10,176 | $8,748+16.3% | $7,673+32.6% | $12,562-19.0% |