Retirement plan

EASTERN IDAHO COMMUNITY ACTION PARTNERSHIP, INC. 403(B) THRIFT PLAN

Name: EASTERN IDAHO COMM. ACTION PARTNERSHIP, INC. - EASTERN IDAHO COMMUNITY ACTION PARTNERSHIP, INC. 403(B) THRIFT PLAN (2025) Form 5500
Creator: EASTERN IDAHO COMM. ACTION PARTNERSHIP, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EASTERN IDAHO COMMUNITY ACTION PARTNERSHIP, INC. 403(B) THRIFT PLAN, EASTERN IDAHO COMM. ACTION PARTNERSHIP, INC.

EASTERN IDAHO COMM. ACTION PARTNERSHIP, INC.EIN 82-0297279Plan #001PY 2025

P.O. BOX 51098 - IDAHO FALLS, ID 83405208-522-5391eicap.orgLinkedIn51-200 employeesindividual & family services

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$2.2M

+28.7% from 2024

Total participants

125

-9.4% from 2024

Average account balance

$23,577

+34.1% from 2024

Annual return

15.62%

+6.83 pp from 2024

Benchmarks

See 2,787 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants100-249

Cohort2,787 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.24M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$24K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

78.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$323K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.62%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1306

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2L2M2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2M
Code section 403(b)(7) accounts
Plan uses Code section 403(b)(7) custodial accounts as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$124K

$1026 / participant

Other / not subdivided$124K100.0%

% of EOY assets

5.541%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$23,577

$45,343-48.0%

$150,298-84.3%

$67,986-65.3%

Participation rate

75.2%

51.9%+23.3pp

77.8%-2.6pp

57.2%+18.0pp

Annual return

15.62%

33.28%-17.7pp

62.79%-47.2pp

31.67%-16.0pp

Employer contribution / active EE

$1,172

$1,462-19.8%

$4,154-71.8%

$2,019-41.9%

Participant deferral / active EE

$1,499

$2,055-27.0%

$5,453-72.5%

$3,358-55.4%

Admin fee / account holder

$1,306

$2,250-41.9%

$14,116-90.7%

$3,203-59.2%

EASTERN IDAHO COMMUNITY ACTION PARTNERSHIP, INC. 403(B) THRIFT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EASTERN IDAHO COMMUNITY ACTION PARTNERSHIP, INC. 403(B) THRIFT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion