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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,245 | $156,616-50.7% | $133,346-42.1% | $198,609-61.1% |
| Participation rate | 100.0% | 77.7%+22.3pp | 72.8%+27.2pp | 82.4%+17.6pp |
| Annual return | 19.63% | 44.25%-24.6pp | 36.85%-17.2pp | 202.70%-183.1pp |
| Employer contribution / active EE | $8,649 | $3,368+156.8% | $2,853+203.1% | $5,055+71.1% |
| Participant deferral / active EE | $9,636 | $4,920+95.9% | $4,332+122.4% | $6,977+38.1% |
| Admin fee / account holder | $1,359 | $17,468-92.2% | $14,264-90.5% | $19,030-92.9% |