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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,245 | $124,980-38.2% | $108,359-28.7% | $154,746-50.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 19.63% | 45.00%-25.4pp | 36.89%-17.3pp | 172.34%-152.7pp |
| Employer contribution / active EE | $8,649 | $2,851+203.4% | $2,399+260.5% | $4,379+97.5% |
| Participant deferral / active EE | $9,636 | $4,743+103.2% | $4,137+132.9% | $6,730+43.2% |
| Admin fee / account holder | $1,359 | $11,502-88.2% | $9,741-86.0% | $14,365-90.5% |