Retirement plan

TERTELING EMPLOYEES' PROFIT SHARING AND THRIFT SAVINGS PLAN

Name: THE TERTELING COMPANY, INC. - TERTELING EMPLOYEES' PROFIT SHARING AND THRIFT SAVINGS PLAN (2024) Form 5500
Creator: THE TERTELING COMPANY, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, TERTELING EMPLOYEES' PROFIT SHARING AND THRIFT SAVINGS PLAN, THE TERTELING COMPANY, INC.

THE TERTELING COMPANY, INC.EIN 82-0180520Plan #001PY 2024

3858 GARDEN CENTER WAY, SUITE 300 - BOISE, ID 83703208-381-5205LinkedIn11-50 employeesconstruction

Prospect flagsCorrective distributions

Top hat statement on fileNQDC

Filed May 12, 2020

Plan administrator

Plan administrator name— Sign in and upgrade to view

3858 Garden Center Way, STE 300

Boise, ID 83703

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Plans declared (1)

The Terteling Company, Inc. Deferred Compensation Plan1,100 emp

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Total assets (EOY)

$183.2M

+12.8% from 2023

Total participants

1,779

+2.8% from 2023

Average account balance

$106,755

+11.4% from 2023

Annual return

14.03%

-2.83 pp from 2023

Benchmarks

See 393 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants1,000-4,999

Cohort393 peers

Snapshot2024

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Analytics

Total assets (EOY)

Plan-year ending balance

$183.19M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$107K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,716

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

95.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$18.18M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$13K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.03%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$180

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
STRATEGIC ADVISORS, INC.7 years Service code 27 · EIN 04-2654524	Advisory (Plan)	$194,688
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING HOLDCO, LLC Service code 27 · EIN 84-4519624	Advisory (Plan)	$75,000
MOSS ADAMS LLP2 years Service code 10 · EIN 91-0189318	Accounting	$36,750
FIDELITY INVESTMENTS INSTITUTIONAL7 years Service code 60 · EIN 04-2647786	Sub-TA Fees	$661

Plan features & details

Pension benefit codes2F2G2J2K2S2T3H2E3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$308K

$220 / participant

Recordkeeping$3610.1%
Investment mgmt$196K63.5%
Contract admin$3000.1%
Other / not subdivided$112K36.3%

% of EOY assets

0.168%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

The auditor signed off without reservation. This is the cleanest opinion.

Auditor firm: BAKER TILLY US LLP
Auditor EIN: 301413443
Audit fees: $36,750
Opinion code: Unqualified

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Metric

This plan

Peer set

Industry

Size

Avg account balance

$106,755

$48,698+119.2%

$93,606+14.0%

$199,593-46.5%

Participation rate

95.5%

63.5%+32.0pp

68.7%+26.8pp

72.0%+23.5pp

Annual return

14.03%

15.34%-1.3pp

133.20%-119.2pp

34.25%-20.2pp

Employer contribution / active EE

$4,376

$1,135+285.6%

$2,420+80.8%

$3,034+44.2%

Participant deferral / active EE

$8,584

$2,817+204.7%

$4,411+94.6%

$5,087+68.8%

Admin fee / account holder

$180

$195-7.9%

$8,285-97.8%

$269-33.2%

Provider

Service type

Compensation

STRATEGIC ADVISORS, INC.7 years

Service code 27 · EIN 04-2654524

Advisory (Plan)

$194,688

CREATIVE PLANNING LLC1 year

Filed as: CREATIVE PLANNING HOLDCO, LLC

Service code 27 · EIN 84-4519624

Advisory (Plan)

$75,000

MOSS ADAMS LLP2 years

Service code 10 · EIN 91-0189318

Accounting

$36,750

FIDELITY INVESTMENTS INSTITUTIONAL7 years

Service code 60 · EIN 04-2647786

Sub-TA Fees

$661

TERTELING EMPLOYEES' PROFIT SHARING AND THRIFT SAVINGS PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

TERTELING EMPLOYEES' PROFIT SHARING AND THRIFT SAVINGS PLAN

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion