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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,120 | $77,523-50.8% | $100,383-62.0% | $80,874-52.9% |
| Participation rate | 82.3% | 77.0%+5.3pp | 81.5%+0.8pp | 67.6%+14.6pp |
| Annual return | 12.33% | 37.21%-24.9pp | 49.26%-36.9pp | 35.62%-23.3pp |
| Employer contribution / active EE | $480 | $2,801-82.9% | $3,944-87.8% | $2,756-82.6% |
| Participant deferral / active EE | $1,777 | $6,822-74.0% | $8,086-78.0% | $4,297-58.6% |
| Admin fee / account holder | $10,788 | $5,899+82.9% | $7,900+36.6% | $6,935+55.6% |