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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,449 | $116,167-83.3% | $64,489-69.8% | $137,256-85.8% |
| Participation rate | 100.0% | 68.2%+31.8pp | 67.7%+32.3pp | 80.0%+20.0pp |
| Annual return | 14.86% | 36.55%-21.7pp | 55.03%-40.2pp | 220.34%-205.5pp |
| Employer contribution / active EE | $977 | $2,483-60.6% | $1,523-35.8% | $4,156-76.5% |
| Participant deferral / active EE | $6,860 | $4,215+62.7% | $2,778+146.9% | $6,407+7.1% |
| Admin fee / account holder | $1,171 | $6,188-81.1% | $4,260-72.5% | $12,270-90.5% |