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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,331 | $177,156-98.1% | $147,027-97.7% | $154,746-97.8% |
| Participation rate | 75.0% | 79.4%-4.4pp | 73.7%+1.3pp | 80.7%-5.7pp |
| Annual return | 15.90% | 21.94%-6.0pp | 20.23%-4.3pp | 172.34%-156.4pp |
| Employer contribution / active EE | $0 | $4,336-100.0% | $3,626-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $2,685 | $5,797-53.7% | $4,933-45.6% | $6,730-60.1% |
| Admin fee / account holder | $1,410 | $14,904-90.5% | $12,223-88.5% | $14,365-90.2% |